Market Update for the Month Ending August 31, 2018

A mixed month for markets

U.S. markets performed well in August. The Nasdaq Composite gained 5.85 percent, the S&P gained 3.26 percent, and the Dow Jones Industrial Average rose 2.56 percent.

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Moment of Truth: The Value of Long-Term Care Insurance

Have you ever put the emphasis on the wrong syllable when pronouncing a word? For example, some people say “INsurance.” I say “InSURance.” Since I am an insurance professional, I must be right, right?

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5 Ways Criminals Use Social Engineering to Scam Us

A major risk to both businesses and individuals, social engineering involves the exploitation of our very nature. Specifically, criminals use social engineering techniques to elicit feelings of fear, uncertainty, pressure, and excitement in the hope that we will deviate from the ways we typically behave. Their goal is to gain access to our sensitive information or take advantage of us for financial gain. Here, we’ll explore five ways that criminals use social engineering to scam us—and tips to avoid falling victim. 

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