Market Update for the Month Ending August 31, 2018

A mixed month for markets

U.S. markets performed well in August. The Nasdaq Composite gained 5.85 percent, the S&P gained 3.26 percent, and the Dow Jones Industrial Average rose 2.56 percent.

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Moment of Truth: The Value of Long-Term Care Insurance

Have you ever put the emphasis on the wrong syllable when pronouncing a word? For example, some people say “INsurance.” I say “InSURance.” Since I am an insurance professional, I must be right, right?

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5 Ways Criminals Use Social Engineering to Scam Us

A major risk to both businesses and individuals, social engineering involves the exploitation of our very nature. Specifically, criminals use social engineering techniques to elicit feelings of fear, uncertainty, pressure, and excitement in the hope that we will deviate from the ways we typically behave. Their goal is to gain access to our sensitive information or take advantage of us for financial gain. Here, we’ll explore five ways that criminals use social engineering to scam us—and tips to avoid falling victim. 

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Market Update for the Month Ending July 31, 2018

Strong July for global markets

Global markets rebounded from a volatile June. In the U.S., the S&P 500 Index gained 3.72 percent, the Dow Jones Industrial Average climbed 4.83 percent, and the Nasdaq Composite rose 2.19 percent.

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Love Hurts: Understanding the Red Flags of a Romance Scam

According to the FBI, victims of romance scams are generally women ages 50 and older, but anyone could become a target. What follows is one client’s story. Please note that the names and some aspects of the situation have been changed to protect privacy.

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The Basics of Credit Scores and Credit Reports

As consumers, we know that having a good credit score is important. Whether you are applying for a loan or signing up for a credit card, your credit score plays a major role in determining if you will be approved. Your credit score can also have a significant impact on loan terms and borrowing costs.

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