Market Update for the Quarter Ending September 30, 2018

A mixed September but strong quarter for U.S. stocks

The Dow Jones Industrial Average (DJIA) led the way in September with a return of 1.97 percent, and the S&P 500 followed with a 0.57-percent return. But the Nasdaq Composite finished the month down 0.70 percent. Still, the Nasdaq ended the quarter in line with its peers; it returned 7.41 percent for the quarter compared with 7.71 percent for the S&P 500 and 9.63 percent for the DJIA.

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Important Legal Documents for College Students

As summer turns to fall, flocks of recent high school graduates leave the nest and head off to college or university for the first time. Their parents are faced with a wide range of emotions as they watch their children prepare to spread their wings as independent young adults. 

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Changes Ahead for the GICS: What Could They Mean for Your Portfolio?

As you may know, the Global Industry Classification Standard (GICS) controls how companies are sorted into sectors within stock indices. On September 28, 2018, the MSCI and S&P Dow Jones indices plan to make big changes to the structure of the GICS—perhaps the most impactful changes we’ve seen in GICS history. But how will your portfolios be affected? Let’s take a closer look, starting with a breakdown of exactly what these changes entail.

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Market Update for the Month Ending August 31, 2018

A mixed month for markets

U.S. markets performed well in August. The Nasdaq Composite gained 5.85 percent, the S&P gained 3.26 percent, and the Dow Jones Industrial Average rose 2.56 percent.

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Moment of Truth: The Value of Long-Term Care Insurance

Have you ever put the emphasis on the wrong syllable when pronouncing a word? For example, some people say “INsurance.” I say “InSURance.” Since I am an insurance professional, I must be right, right?

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5 Ways Criminals Use Social Engineering to Scam Us

A major risk to both businesses and individuals, social engineering involves the exploitation of our very nature. Specifically, criminals use social engineering techniques to elicit feelings of fear, uncertainty, pressure, and excitement in the hope that we will deviate from the ways we typically behave. Their goal is to gain access to our sensitive information or take advantage of us for financial gain. Here, we’ll explore five ways that criminals use social engineering to scam us—and tips to avoid falling victim. 

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